Bajaj Finance Stock Split & 4x Bonus – Game-Changer for Investors? -

Bajaj Finance Stock Split 2025 has once again become one of the main talking points in Indian financial markets as one of the fast-emerging non-banking financial firms (NBFCs), Bajaj Finance is in the spotlight again. They have just released an announcement regarding a corporate action that consists of a stock split on a 1:2 basis, and a bonus issue of 4:1 shares. The record date is on June 16, 2025, and investors are talking about the advantages of these corporate actions. In this blog post, we take a look at what this meant for investors, how similar corporate actions contributed to growth in the past, and why this can be a key moment in the history of Bajaj Finance’s future.

Understanding Bajaj Finance Stock Splits and Bonus Issues

Before getting into the specifics regarding the Bajaj Finance announcement, it is in the interest of investors to understand what stock splits and bonus issues mean in reality. A stock split is a corporate task whereby a company splits existing shares into several new shares. In the case of Bajaj Finance splitting its shares from a 1:2 split; each ₹2 share split will create two shares for a value of ₹1 each. These corporate actions do not have any effect on the total value of any shareholder’s investment but merely increase the number of shares outstanding and change the price in the market, making it cheaper for retail investors.

A bonus issue is when a company issues additional shares to shareholders without any additional payment. A company can issue shares in a 4:1 ratio, for example, when investors obtain four additional shares for every share they hold. Based on this corporate matter, each share now converts into ten shares. This should increase the liquidity of Bajaj Finance shares. And in the long run, it could help in diversifying the shareholders base.

How to Check Your Bajaj Finance Bonus Status 2025

To check your 2025 Bajaj Finance bonus share status, do the following:

1. Visit Bajaj Finance’s official website – and enter the corporate actions or investor relations section.

2. Check your demat account – Log in to your brokerage or trading platform (Zerodha, Upstox, Angel One etc.) and see the bonus shares update on the interface.

3. Check the NSDL/CDSL portal – If your shares are physical demat, go on the NSDL/CDSL website and check the corporate actions.

4. Check NSE/BSE stock exchange announcements – you can also search for and visit the NSE/BSE corporate announcements for Bajaj Finance and look to check the bonus issue.

5. Contact your broker – If you are confused, you can ask your broker or financial advisor for confirmation.

6. Check Moneycontrol or GoodReturns – Some of the websites like GoodReturns, and Moneycontrol will inform you about the Bajaj Finance bonus issue.

Bajaj Finance stock split analysis

Bajaj Finance’s recent corporate action announcement had a great buzz across the market. The board approved the 1:2 stock split and 4:1 bonus issue in its last board meeting. The record date is June 16, 2025; whoever still holds the shares on or before the record date will receive the benefits of those corporate actions.

Let’s dissect the numbers:

Stock Split (1:2): The stock is split into two shares (₹2 face value is reduced by half or ₹1 each).
Bonus Issue (4:1): For every share owned the shareholder receives another four shares or (4:1).

Over the totality of both actions, each shareholder will see the shares in their account multiplied by 5 (1 split + 4 bonus). (1 original share becomes 5 due to (stock split), and together (4 bonus shares for a total of 10 shares). These moves are not uncommon in business, as it is simply a method to make shares more obtainable for broader projects by boosting the pools of investors and/or generally improving trading.

Bajaj Finance Dividend Announcement 2025:What It Means for You

Bajaj Finance has just announced another stock split and bonus issue while concurrently declaring a fantastic dividend payout – ₹44 / share as a final dividend for the most recent quarter. This reinforces Bajaj Finance’s commitment to providing value to its shareholders. Dividends represent a key component of total return on investment and, when combined with some corporate action such as a stock price split (which could lead to appreciation in stock price), can lead to greater wealth for investors.

For those who invest over the long term and can hold on through all the volatility (which doubly applies since a cash dividend is like an entitlement of the company’s capital), dividends also reflect an attitude of the company in general, it is focused on delivering value and has an outlook for something more than that in the future. Overall, with diluted share prices (after the stock split) and dividends, Bajaj Finance is not only a good opportunity but one worth considering as a retail and institutional investor.

How to rebalance portfolio post stock split

What does all of this mean for you as an investor? Bajaj Finance will take a positive step when they make a strategic stock split and a bonus issue:

Improved Liquidity: By increasing the shares available to trade, there will be improved movement in the shares. Increased liquidity usually means a tighter bid-ask spread most of the time, which means that investors can more easily enter or exit their position.
Lower Price: After the split, the stock price will go down making it still attractive to smaller investors. lowering the price of shares, opens up and gives a chance for more investors than before.
Improved Market Sentiment: It has been a part of history that when companies take actions like this, the market tends to be favorable, resulting in increased demand, which facility further price increases.
The dividend plus: The announced dividend makes it even sweeter! The payment offers investors not only benefits of immediate income but also potential capital profit from stock prices increasing.

For those already invested, now could be a good time to hang on to your shares to see the potential for value appreciation. On the other hand, new investors can see the post-split price as a more digestible price to establish a position in a fundamentally strong NBFC with a solid history.

The Broader NBFC Landscape: Competitive Advantages

Bajaj Finance operates in one of India’s most competitive financial segments—the NBFC sector. With the Reserve Bank of India addressing the sector’s growth through positive monetary policies and increasing credit appetite from the growing middle class in India, the NBFC sector is set to continue expanding. Bajaj Finance has historically been, and with an agile business model, an innovative suite of financial products, and adept customer acquisition strategies, continues to be at the very forefront of growth in this sector.

Investors need to consider that both the stock split and the bonus issue are not one-off events, but rather the latest moves in an overall strategy that is taking advantage of the market and timing to the company’s advantage. Also, with shares expected to expand showing 25% CAGR in assets under management and loan book expansion (among others), Bajaj Finance can expect to benefit from the credit boom in India. This move to benefit the comfort level of current shareholders further reinforces its image as an innovative institution that understands its current position in the market and, also, its direction of travel.

Conclusion

Bajaj Finance’s stock split announcement and 4:1 bonus issue program for 2025 is an important step showcasing the company’s commitment to shareholder value, however, whether you are an experienced investor or just getting started, it is important to understand what this means to you. The increase in liquidity, the lower cost and the added opportunity of greater involvement with investors can profoundly affect your investment plan.

Keep an eye out for the record date to determine the final stock count, date, and Barbco bonus updates!

For further information on stock splits or bonus issues, see our blog.