SBI Q4 results 2025: Net profit declined by 10%, settling at ₹18,643 crore -

SBI Q4 Results 2025: Net profit declined by 10%, settling at ₹18,643 crore, while interest income saw an 8% year-over-year growth.

SBI Q4 Comes about 2025: On May 3, 2025, India’s biggest open division bank, State Bank of India, revealed its January–March profit, highlighting a profit payout and new capital raising plans nearby the quarterly report.

State Bank of India (SBI), the nation’s biggest open division bank, reported its Q4 FY25 comes about on Saturday, disclosing a record-breaking dividend—the most elevated in 12 years—and an yearning gathering pledges arrange. To fuel its development plans, SBI’s board has given the green light to raise up to ₹25,000 crore in FY 2025–26 by means of vital courses such as Qualified Regulation Situation (QIP) or Follow-on Open Offer (FPO), executed in different stages. The bank has too finalized the record date for this significant cash payout.

SBI Q4 Results 2025

In the January–March 2025 quarter, State Bank of India (SBI), India’s driving open segment bank, detailed an 8.83% year-on-year rise in working benefit, coming to ₹31,286 crore. In any case, net benefit plunged by about 10% to ₹18,643 crore compared to ₹20,698 crore a year prior. Net Intrigued Pay (NII) edged up 2.69% to ₹42,775 crore, whereas add up to intrigued wage expanded 7.7% to ₹1,19,666 crore. Net NPAs dropped to ₹76,880 crore, down 8.78%, and Net NPAs stood at ₹19,667 crore.The Net NPA proportion moved forward to 1.82%, a 42 bps YoY pick up, whereas the Net NPA proportion settled at 0.47%. For the full monetary year FY25, SBI posted a record working benefit of ₹1,10,579 crore, checking 17.89% yearly development, with net benefit for the year touching ₹70,901 crore.

SBI Q4 Results FY25 Summary
Metric	Q4 FY25	YoY Change
Operating Profit	₹31,286 crore	+8.83%
Net Profit	₹18,643 crore	-10%
Net Interest Income (NII)	₹42,775 crore	+2.69%
Total Interest Income	₹1,19,666 crore	+7.7%
Gross NPA	₹76,880 crore	-8.78%
Net NPA	₹19,667 crore	-
Gross NPA Ratio	1.82%	-42 bps YoY
Net NPA Ratio	0.47%	-
FY25 Operating Profit	₹1,10,579 crore	+17.89%
FY25 Net Profit	₹70,901 crore	-

SBI Dividend 2025 Announced

State Bank of India has declared its highest dividend in over a decade. For the financial year ending March 31, 2025, the SBI board approved a final dividend of ₹15.90 per share, reflecting a 1590% payout on face value. This marks the most generous dividend announcement by the bank since May 2013, when it had declared ₹41.50 per share. The latest declaration reinforces SBI’s strong financial position and shareholder commitment.

SBI Dividend 2025: Important Record Date and Key Details for Shareholders

State Bank of India has set Friday, May 16, 2025, as the record date to identify eligible shareholders for the FY25 dividend payout. Investors holding SBI shares as of this date will qualify for the final dividend. The disbursement of the dividend is scheduled to take place on May 30, 2025.

SBI EPS Performance 2025

SBI has delivered a consistent rise in its earnings per share (EPS) over the past five financial years, showcasing strong financial growth. From ₹22.87 in FY21, the bank’s EPS surged to ₹35.49 in FY22, ₹56.29 in FY23, ₹68.44 in FY24, and reached an impressive ₹79.44 in FY25. Alongside this steady rise in profitability, SBI’s market capitalization has more than doubled, climbing from ₹3.25 lakh crore in FY21 to ₹7.13 lakh crore by FY25.