SBI Q4 Results 2025: Net profit declined by 10%, settling at ₹18,643 crore, while interest income saw an 8% year-over-year growth.
SBI Q4 Results 2025: On May 3, 2025, India’s largest public sector bank, State Bank of India, unveiled its January–March earnings, highlighting a dividend payout and fresh capital raising plans alongside the quarterly report.
State Bank of India (SBI), the nation’s largest public sector bank, announced its Q4 FY25 results on Saturday, unveiling a record-breaking dividend—the highest in 12 years—and an ambitious fundraising plan. To fuel its growth plans, SBI’s board has given the green light to raise up to ₹25,000 crore in FY 2025–26 via strategic routes such as Qualified Institutional Placement (QIP) or Follow-on Public Offer (FPO), executed in multiple phases. The bank has also finalized the record date for this substantial cash payout.
SBI Q4 Results 2025
In the January–March 2025 quarter, State Bank of India (SBI), India’s leading public sector bank, reported an 8.83% year-on-year rise in operating profit, reaching ₹31,286 crore. However, net profit dipped by nearly 10% to ₹18,643 crore compared to ₹20,698 crore a year earlier. Net Interest Income (NII) edged up 2.69% to ₹42,775 crore, while total interest income increased 7.7% to ₹1,19,666 crore. Gross NPAs dropped to ₹76,880 crore, down 8.78%, and Net NPAs stood at ₹19,667 crore. The Gross NPA ratio improved to 1.82%, a 42 bps YoY gain, while the Net NPA ratio settled at 0.47%. For the full fiscal year FY25, SBI posted a record operating profit of ₹1,10,579 crore, marking 17.89% annual growth, with net profit for the year touching ₹70,901 crore.
| Metric | Q4 FY25 | YoY Change |
|---|---|---|
| Operating Profit | ₹31,286 crore | +8.83% |
| Net Profit | ₹18,643 crore | -10% |
| Net Interest Income (NII) | ₹42,775 crore | +2.69% |
| Total Interest Income | ₹1,19,666 crore | +7.7% |
| Gross NPA | ₹76,880 crore | -8.78% |
| Net NPA | ₹19,667 crore | - |
| Gross NPA Ratio | 1.82% | -42 bps YoY |
| Net NPA Ratio | 0.47% | - |
| FY25 Operating Profit | ₹1,10,579 crore | +17.89% |
| FY25 Net Profit | ₹70,901 crore | - |
SBI Dividend 2025 Announced
State Bank of India has declared its highest dividend in over a decade. For the financial year ending March 31, 2025, the SBI board approved a final dividend of ₹15.90 per share, reflecting a 1590% payout on face value. This marks the most generous dividend announcement by the bank since May 2013, when it had declared ₹41.50 per share. The latest declaration reinforces SBI’s strong financial position and shareholder commitment.
SBI Dividend 2025: Important Record Date and Key Details for Shareholders
State Bank of India has set Friday, May 16, 2025, as the record date to identify eligible shareholders for the FY25 dividend payout. Investors holding SBI shares as of this date will qualify for the final dividend. The disbursement of the dividend is scheduled to take place on May 30, 2025.
SBI EPS Performance 2025
SBI has delivered a consistent rise in its earnings per share (EPS) over the past five financial years, showcasing strong financial growth. From ₹22.87 in FY21, the bank’s EPS surged to ₹35.49 in FY22, ₹56.29 in FY23, ₹68.44 in FY24, and reached an impressive ₹79.44 in FY25. Alongside this steady rise in profitability, SBI’s market capitalization has more than doubled, climbing from ₹3.25 lakh crore in FY21 to ₹7.13 lakh crore by FY25.
In its Q4 FY24-25 performance, Reliance Industries reported a 9.9% year-on-year revenue growth, reaching ₹2,64,573 crore, while net profit climbed 6.4% to ₹22,611 crore.
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